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Empowering Talent. Enabling Opportunity
At the Karachi School of Business & Leadership (KSBL), we believe that financial limitations should never prevent talented and deserving students from accessing a world-class education.
The Financial Support & Scholarships Department is committed to making higher education accessible through a range of merit-based scholarships, need-based assistance, tuition support programs, and student financing options. Our goal is to ensure that every student can achieve academic excellence and realize their full potential.
About the Department
The Financial Support & Scholarships Department serves as a central support platform for students throughout their academic journey. We provide fair, transparent, and confidential financial assistance solutions tailored to individual circumstances while maintaining KSBL’s commitment to academic excellence and inclusivity.
Our Objectives
• Promote equal access to quality education
• Recognize academic excellence and leadership potential
• Support students with demonstrated financial need
• Foster diversity and inclusion within the student body
• Reduce financial barriers to academic success
Financial Support Opportunities
Merit-Based Scholarships
Scholarships awarded to students demonstrating outstanding academic achievement and leadership potential.
Merit Scholarships
Merit Scholarships for Undergraduate Programs Based on Previous Grades
To promote equal educational opportunities, KSBL offers generous merit-based scholarships to all prospective students irrespective of their religious, ethnic, racial, gender, or socio-economic background. These scholarships enable talented students to pursue their four-year undergraduate degree without financial barriers.
Types of KSBL Merit-Based Scholarships:
| Scholarship Type | Scholarship % (For 1st Semester Tuition Fee) |
| KSBL Grand Scholarship | 100% – 60% Scholarship (For 1st Semester Tuition Fee) |
| KSBL Achiever Scholarship | 50% – 30% Scholarship (For 1st Semester Tuition Fee) |
| KSBL Aspirer Scholarship | 20% Scholarship (For 1st Semester Tuition Fee) |
Each of these scholarships offers a tuition fee waiver ranging from 20% to 100% for one semester, based on the student’s academic performance and merit bases on the previous grades.
Merit Scholarships for Graduate Programs Based on Previous Grades
| Gold Medallist (1st Position Holder) | 100% Scholarship (For 1st Semester Tuition Fee) |
| Silver Medallist (2nd Position Holder) | 70% Scholarship (For 1st Semester Tuition Fee) |
| Bronze Medallist (3rd Position Holder) | 60% Scholarship (For 1st Semester Tuition Fee) |
GPA-Based Scholarships for All Programs:
KSBL recognizes and rewards academic excellence through GPA-based scholarships available to students across all programs. These scholarships are awarded for the next semester’s tuition fee only, based on the semester’s GPA.
Scholarship Award Tiers:
| GPA Range | Tuition Fee Coverage (Next Semester) |
| 3.80 & above | 100% Scholarship |
| 3.75 – 3.79 | 50% Scholarship |
| 3.65 – 3.74 | 30% Scholarship |
| 3.50 – 3.64 | 10% Scholarship |
Note: To qualify for GPA-based scholarships, students will have to assume a regular course load assigned by the Institute. A GPA earned with a course load below this standard in any semester will not be considered for scholarship eligibility. To retain the scholarship, students must adhere to the student code of conduct, avoiding any violations.
100% Needs-Based Scholarships for Undergraduate Programs
To ensure no deserving student is left behind, KSBL provides up to 100% tuition fee waivers for students facing genuine financial constraints. These scholarships are awarded purely on demonstrated need, subject to eligibility criteria and assessment, enabling talented individuals to pursue their four-year undergraduate degree with financial support.
Financial Assistance
At KSBL, we are committed to making quality education accessible to talented individuals regardless of their financial circumstances. To reduce financial barriers and enable students to focus on their academic and personal development, KSBL offers a range of financial assistance programs, including Zakat-based support and interest-free student loans. In addition, KSBL provides corporate and alumni discounts, as well as tuition fee waivers for students with disabilities, ensuring that deserving students have the opportunity to pursue their education with confidence and dignity.
Interest-Free Loan Programs
Flexible financing solutions available through KSBL and trusted partners, including Ihsan Trust.
KSBL Loan
KSBL offers an Interest-Free Loan (ISA) to support students in their educational pursuits.
Third Party Loans (Ihsan Trust)
KSBL also arranges third party interest free loans/Qarz-e-Hasna for its students.
Tuition Fee Waivers
Partial and full tuition fee waivers available under approved scholarship initiatives.
Alumni Discounts
KSBL offers 20% waiver on fee to its alumni who enrol for another program later.
Employee Children Benefits
• KSBL Employee Children: 100% tuition fee waiver (effective Fall-2026)
• Engro Group of companies Employee Children: 25% tuition fee waiver (effective Fall- 2026)
Zakat Assistance
KSBL facilitates Zakat assistance for eligible students who approach the student financial assistance office and submitting an application form.
Support for Students with Disabilities
KSBL provides financial assistance to students with disabilities to support their education, based on the severity of the disability.
Corporate & Partner Scholarships
Financial Support opportunities available through corporate partnerships and institutional collaborations.
Paid Internships/Research Assistantship
KSBL also offers opportunities for students to learn and earn through various paid offerings, like internships and research assistance-ships.
Our Approach
What makes KSBL’s Financial Support Program unique is its personalized evaluation process. Each application is reviewed holistically, considering:
• Academic performance
• Financial circumstances
• Personal background
• Leadership potential
• Commitment to academic success
Our assessment process is designed to ensure fairness, transparency, and confidentiality at every stage.
Why Choose KSBL?
Investing in a KSBL education means investing in your future. Through our comprehensive Financial Support framework, students benefit from:
• Access to world-class business education
• Reduced financial barriers to enrolment
• Recognition of academic excellence and talent
• An inclusive and supportive learning environment
• Strong career and leadership development opportunities
At KSBL, talented and motivated students can pursue their ambitions with confidence, supported by one of the region’s most comprehensive financial support ecosystems.
Application Process
Student Support & Advising
Our team provides continuous guidance throughout a student’s academic journey, including:
• Financial aid counselling
• Scholarship renewal guidance
• Academic eligibility monitoring
• Documentation support
Frequently Asked Questions
Q: What types of scholarships are available?
A: The following types of scholarships are available for undergraduate & Graduate programs:
Q: What is the 100% Fee Waiver Needs-Based Scholarship?
A: The 100% Fee Waiver Needs-Based Scholarship is a financial assistance initiative offered by Karachi School of Business & Leadership (KSBL) to ensure access to quality higher education for academically capable students facing financial constraints.
The scholarship supports deserving undergraduate students by covering full tuition expenses, subject Means-Testing.
Q: Who is eligible to apply for 100% Needs-Based Scholarship?
A: Applicants must:
Q: Is financial need the primary selection factor?
A: Yes. Demonstrated financial need is the primary criterion, supported by academic capability and successful completion of the assessment process.
Q: Can newly admitted students apply?
A: Yes.
Currently Enrolled Students:
Must maintain a minimum CGPA of 3.00 to remain eligible for consideration.
Intermediate Students (New Admissions – Final Result Basis):
Must have secured at least 75% overall marks in Intermediate or equivalent qualification.
A-Level Students (New Admissions – Final Grades):
Must achieve a minimum of 2 B grades and 1 A grade in A-Level final results.
Q: What does the 100% Fee Waiver Needs-Based Scholarship cover?
A: The scholarship covers 100% of the tuition fee for eligible students.
Q: What expenses are not covered by the scholarship?
A: The scholarship does not cover admission fee, hostel or accommodation charges, transportation, books, supplies, or personal expenses.
Q: What financial support options are available apart from scholarships?
A: In addition to scholarships, several Financial Support options are available, including:
• Interest-free loans, such as:
• Corporate discounts
• Disabled quota grant
• Children of KSBL employee’s discount
• Children of Engro Group of Companies Employee’s
• KSBL Employee Discount
• Zakat Assistance
Q: How many times can a student apply for Financial Support?
A: Students can apply for Financial Support only once. If a student completes the application process but does not accept the offer or fails to submit the required documents within the specified deadline, they will not be eligible to apply again for financial assistance.
Q: When will Financial Support or scholarships be adjusted in the fee structure?
A: Any scholarship, loan, grant, corporate discount, or other concession for which a student is eligible at the time of new admission will be adjusted in the 2nd term invoice of the 1st semester. The amount paid in the first term will be adjusted accordingly. However, to secure admission, students are required to pay the full first term fee within the given due date.
Q: When should students apply for Financial Support?
A: Applications for Financial Support are processed before the start of each semester (Spring and Fall). Students must submit their applications prior to the commencement of the semester, as no applications will be accepted once the semester has begun.
Q: What happens if a student fails to repay the Ihsan Trust Interest-Free Loan on time?
A: Students who have been granted an Ihsan Trust Interest-Free Loan and fail to make timely repayments according to the monthly repayment schedule will not be eligible for loan renewal.
Q: What documents are held when a student avails an interest-free loan?
A: Students availing the KSBL Interest-Free Loan or Ihsan Trust Interest-Free Loan will have their original degree and transcript held until the loan amount is fully cleared. However, a provisional transcript may be issued provided the student’s loan is up to date and no outstanding or default amount is pending.
Q: What happens if a student applies for Financial Support after the deadline?
A: Students will not be entertained for Financial Supports applications once the specified deadline has passed.
Q: Can students request further breakup of the semester fee invoice?
A: No, KSBL issues semester invoices in two instalments (First Term and Second Term). Therefore, any request for further breakup of the invoice cannot be accommodated.
Q: Can students request a consolidated semester invoice?
A: Yes, students who require a consolidated semester invoice (1st Term & 2nd Term combined) can submit a request each time such an invoice is needed
Q: Who is eligible for corporate discounts?
A: Corporate discounts are applicable only to permanent employees of partner companies.
Q: Can students awaiting Intermediate/A-Level results apply for financial assistance?
A: Yes, students awaiting Intermediate/A-Level results can apply for financial assistance. However, their applications will be processed only after the results are officially declared.
Q: Are there any discounts for children of Engro Group employees?
A: Yes, children of Engro Group employees are eligible for a 25% tuition fee discount in BS programs.
Q: Are there any program exclusions for discounts?
A: Yes, no corporate discount is applicable for the MSBA program under any category.
Q: What proof is required for children of Engro Group employees to avail the discount?
A: Applicants must provide proof of relationship, and submission of a valid Family Registration Certificate (FRC) is mandatory.
Q: Who is eligible for the corporate discount?
A: The corporate discount is available to students who are permanent employees of an approved company during their enrolment in the selected program.
Q: What if a student becomes a permanent employee after admission—can they still avail the corporate discount?
A: Yes, if a student becomes a permanent employee during the program, they may submit relevant employment documentation to the Financial Support & scholarships department. Upon verification, the corporate discount may be applied from the next upcoming semester onward.
Q: Will the corporate discount apply if employment starts in the final semester?
A: No, if the employment begins during the final semester of the program, the corporate discount will not be applicable for that semester.
Q: How is it determined which Financial Support will be applied if a student qualifies for multiple concessions?
A: Only the highest applicable concession will be applied, whether it is a corporate discount, scholarship, or grant.
Q: What happens if a student availing a corporate discount leaves their job during the program?
A: If a student who is availing the corporate discount ceases to be a permanent employee of the approved company during the program, they must inform the Financial Support & scholarships department at the earliest. In such cases, the corporate discount will typically cease from the next semester onward.
Q: What happens if a student’s employment status changes in the final semester?
A: If the change in employment status occurs during the final semester, the corporate discount already applied for that semester will remain valid and will not be reversed.
Q: Who has the final authority on the application or discontinuation of corporate discounts?
A: The Institute’s Management determines the application, continuation, or discontinuation of the corporate discount based on eligibility, documentation, verification timelines, university policy, and applicable cut-off points. The decision of the higher management is final and binding.
Q: What fees are covered under the corporate discount?
A: The corporate discount is applicable to tuition fees only and does not cover admission fees, registration fees, examination fees, or any other charges.
Q: What are the requirements for continuation of the corporate discount?
A: Continuation of the corporate discount is subject to compliance with institutional policies, academic regulations, and satisfactory academic progress.
Q: Is eligibility for corporate discounts automatic?
A: No, eligibility is not automatic and is subject to internal approvals. The Management’s decision in this regard is final.
Q: How can enrolled students apply for the scholarship?
A: Enrolled students can apply online by submitting the form at https://forms.cloud.microsoft/r/zbtsZzkADR
Q: How can new admission applicants apply for the scholarship?
A: New admission applicants can apply online by submitting the form at https://admission.colaraz.com/login?institute=ksbledu
Q: What documents are required to apply for the scholarship?
A: List of Required Documents:
NOTE: No application will be entertained without the above documents. Application will be cancelled without intimation.
Q: Can students with incomplete results apply for a Needs-based scholarship?
A: No, students can only apply for a Needs-Based scholarship once their results are complete and officially available.
Q: Is there an interview stage for shortlisted applicants?
A: Yes, shortlisted applicants may be called for a financial assessment interview.
Q: Will there be any verification of the application details?
A: Yes, background verification, additional documentation review, and home or financial verification may be conducted if required.
Q: Does applying guarantee the scholarship?
A: No. Submission of an application does not guarantee an award. Scholarships are granted on a competitive basis following a comprehensive evaluation.
Q: How are final decisions made?
A: Applications are reviewed by the Financial Support & Scholarships Department, and recommendations are approved according to university policies and governance procedures.
All decisions are final and binding.
Q: How will applicants be notified?
A: Successful applicants will receive official notification via their registered email address.
Q: Is the scholarship renewable?
A: Yes, the scholarship is renewable if the student maintains the minimum academic performance requirements, complies with university regulations, and remains in satisfactory disciplinary standing.
Q: Can the scholarship be withdrawn?
A: Yes. The University reserves the right to withdraw the scholarship if:
Q: Can students receive multiple scholarships simultaneously?
A: Students may not hold multiple major tuition scholarships concurrently unless formally approved by the University.
Q: Does the University maintain confidentiality of financial information?
A: Yes. All financial and personal information submitted will be treated with strict confidentiality and used solely for scholarship assessment purposes.
Q: Who has final authority regarding the scholarship?
A: The higher authority, as per the university policy and management, retains full discretion regarding scholarship awards, continuation, modification, or termination. The University’s decision in this regard is final and binding.
Q: When is the application intake for the Needs Based Scholarship?
A: The application intake is for Fall 2026.
Q: What is the application deadline?
A: The deadline will be as announced by the Financial Support & Scholarships Department.
Q: Who can I contact for questions about the scholarship?
A: You can contact the Financial Support & Scholarships Department at Karachi School of Business & Leadership (KSBL):
Bushra Zaidi Ext: 771
Ameer Hamza Ext: 772
Email: Financialassistance@ksbl.edu.pk
Phone: PABX (92-21) 34867023 Ext: 771 / 772
